Here's what advisors and clients have to say
Testimonials
Advisors
“I chose to work with Rob Cochran for my client’s LTC needs because of his years of experience, knowledge and specialization. I also consider him someone with the utmost integrity who is passionate about the subject of long term care. With changes happening so rapidly in the area of long term care, it is my personal opinion that an advisor trying to do long term care along with retirement planning, investment management, estate planning, etc. may be doing clients a disservice by being a jack of all trades and master of none. Rather than running the risk of doing just an average job for my clients when it comes to LTC, I’d rather use a specialist where I can feel much more confident that I am providing the best possible advice to my clients.”
Daryl Jones, CPA
Apex Wealth Management
“I have known Rob for over 30 years and can honestly say that it is a joy to work with him. Rob is the long term care specialist of Orlando. I searched for someone I could trust and who I knew would take wonderful care of my clients. Without a shadow of a doubt, Rob fits that bill. He educates my clients with long term care information without the pressure of sales that so many other agents do.”
Denise Fisher, AFLAC Agent
“For over 25 years it has been my pleasure to do business with and through Robert Cochran on behalf of my clients. He is the expert on long term care insurance – both the marketplace and the products. He is completely honest and ethical and has been very responsive to my needs and my client’s needs. If you have an opportunity to work with Robert, jump on it.”
Chip Dixon, CLU – Retired
Chip Dixon and Company, Inc.
"Over the past 30 years that we have enjoyed our professional relationship, I can, with great conviction, state that ours is one that I am proud to refer, recommend and endorse. The level of education you possess in the LTC Product Arena together with your ability to discuss detailed topics in a positive, clear and concise manner with our client is most appreciated by them and us.”
Karl Willard, CFP - Retired
The First Financial Companies and Partner and Wealth Manager Synergy Wealth Alliance
"I highly recommend Rob as a presenter. He is one of the only professionals outside of our law firm who has been asked to regularly present to the clients of our law firm. His background is commensurate with his abilities."
Thom Rogers, Attorney
Sweetwater Law Offices
"I rely heavily on Rob Cochran of Long Term Care insurance Services, LLC to educate and provide Long Term Care insurance to myself and my financial planning clients. He runs a very professional and highly ethical practice.”
Stephen S. Overstreet, MBA
Certified Financial Planner - Retired
Clients
"I am a long-time Insurance lawyer, and I've worked with thousands of policies and numerous agents. Rob is one of the very best I've seen. There's no "sales pitch". To the contrary, his direct, extremely diligent and thorough. Most importantly, Rob knows the particulars of coverages and exclusions, a highly technical area where the details are absolutely crucial (where the "devil" is, as the saying goes), and can easily explain them. As an independent agent, he searched for and found not one, but two companies to meet the long term care Insurance needs of my wife and I. And, Rob went back and convinced underwriting at one of them (always a difficult task to convince underwriting anywhere of anything) to provide my wife and I much better coverage for very little additional money. I recommend him without reservation.”
Mitchell Frank, Esq.
"I want to tell you how much I enjoyed working with you on my long term care coverage. You are the consummate professional who worked diligently to resolve the issues which we raised. Again, I want to thank you for serving me so effectively.”
Frank M. Ryll Jr.
Past President - Florida Chamber of Commerce
"On behalf of my wife and me, we would like to thank you for a job well done. We have never experienced a less "painful" situation as it relates to the purchase of insurance. Your calm, pleasant and professional approach made us relax, and able to understand the product. Thanks for a job well done."
Herbert P. Young, Jr. - CPA
"I wish to thank you for your patience and professionalism during the past nine months in which we discussed and ultimately purchased Long Term Care insurance through you. It was a pleasure meeting you and we feel fortunate to have been able to do business with you regarding our long term care."
Martin F. Stamp
Attorney
"Buying any form of insurance is typically a very arduous process, and you made it very painless. I thank you for that. I especially appreciate your perseverance with my procrastination."
Alan S. Weinstein
CPA
"I found him to be most knowledgeable, honest and informative without any high-pressure tactics. The experience of working with him was most positive and I would highly recommend him for long-term care insurance planning."
Audrey A. Simmons
CPA
“I was very impressed with Rob’s handling of my application. Rob was quick, competent, thorough, and responsive. He followed-through on every step. The end result was very satisfactory, with lower premiums due to Rob’s successful advocacy with the companies.”
Judith E. Koons
Attorney
"We found him to be a very conscientious, cooperative, and knowledgeable person who is interested in being a helpful guide to us regarding the purchase of long term care insurance. His professionalism was outstanding. We recommend him highly."
Howard S. Reiss
Attorney
"This letter is sent and appreciation of Robert Cochran and his staff for the excellent guidance and support and securing Long Term Care insurance coverage for my wife and myself. As a retired insurance agent, I was very impressed with the degree of professionalism and depth of knowledge Mr. Cochran possessed in regard to this important coverage. This type of insurance offers many options which can be confusing. Mr. Cochran went to great lengths to make absolutely sure we understood the benefits as well as the company providing the coverage. He then followed up by staying in close touch with us during the underwriting process. The reading material provided was very helpful as well. My wife and I look forward to a long relationship with Mr. Cochrane and would recommend him highly to anyone seeking this type of insurance coverage."
Bryon C. Haynor
“The Florida Bar Association referred us to Rob Cochran, and we couldn't be happier with the research and the results. Rob wanted us to get the very best long term care contract tailored to our needs and conferred with us a number of times to make certain that happened."
Linda and Bruce Chapin
“Rob took the time to understand our needs and objectives, and offered up a solution which made perfect financial sense. He is indeed an expert in the LTC space, and can explain his products in understandable, layman’s terminology. I am glad that the Florida Institute of CPA’s highly recommended Rob as hi is clearly second-to-none.”
Rick Miller, CPA
Chief Risk Officer, The Lane Construction Corporation
“First, I just want to thank you for referring us to Rob. It was a great experience working with him. He spent a long time educating us in detail about long term insurance, offered multiple options for policies, answered all of our questions (and there were many!), and did not pressure us at all. Any time we called or emailed, he immediately responded. With his guidance and advice, we were approved and just signed the final papers. We would definitely recommend him to anyone who is interested in long-term insurance. Thanks, again, for introducing us!”
Lynda and Dennis White
“I had the pleasure of being referred to Rob through the Florida Bar Attorneys Benefits program. Rob took an enormous amount of time and care in researching just the right plans for what my husband and I were specifically looking for in acquiring long-term care. He then gave us a fabulous presentation comparing those plans he felt best suited our needs. He helped us in the decision-making process and even alerted us when an important element of the plan we were leaning toward was about to be eliminated by the provider. We were able to apply in time to benefit from that provision due to Rob's diligence. He is also just a wonderful person to work with, and I cannot recommend him highly enough.”
Christine Lomas
Attorney
“Rob, just a quick note to tell you Thanks a Million for your help and guidance in purchasing our LTC insurance. I know we had a lot of questions, and it took a few months to decide which policy would be best for us. But with your patience and professional help I feel we made the right decision. It really is amazing how once we decided to commit and the policy was finalized the sense of relief it gave us knowing we would not put the same stress on our kids that we have gone through with our aging loved ones. Once again thank you.”
Best Regards
Richard & Nitzia Lucy
“In a complicated health care world with lots of long term care insurance options my wife and I found Rob to be a patient and understanding advisor. I recommend him to anyone looking for good guidance in this area.”
Jack and Linda Dicks
“My husband and I would like to thank Rob Cochran for his exceptional service during the process of securing our Long Term Care Insurance. Rob was very helpful and thorough while giving us all the information we needed to make the right choices for our coverage. His broad knowledge of the industry helped us move smoothly through the process. Thank you again.”
Dorothy and Bob Lehnhardt
“I had been considering long term health insurance for several years. I mentioned this to my friend (who is also acting as my financial advisor) and he suggested I contact Rob Cochran. He told me Rob was an expert on the subject.
My husband and I both found Rob to be very knowledgeable. He is also professional and patient. My husband and I had differing ideas about the need for long term insurance. Rob was willing and able to take the time necessary to answer our questions and give us the appropriate time needed to digest the information dispensed.
We knew my husband had special considerations. Rob knew, anticipated, and explained the impact and the application was immediately approved. However, an unexpected issue came up in the review process of my information which resulted in the need to appeal the insurance carrier’s decision on coverage for me. Rob was swift and sure in his guidance to the appeal approach, and the outcome was a favor decision.
I, without hesitation, recommend Rob when considering Long Term Health Care insurance.”
Regards,
Michelle S. Maccaglia