About Me
Rob Cochran is the President of Long Term Care Insurance Services, LLC located in Orlando, Florida. He holds the Long Term Care Professional designation (LTCP) as well as Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC) and Registered Health Underwriter (RHU).
With over 35 years of experience, Rob specializes exclusively in long term care protection, helping individuals and families plan confidently for the future.
Known for a clear, education-first approach, Rob focuses on simplifying complex decisions and tailoring solutions to each client’s health, goals, and financial situation. By working independently with multiple highly rated insurance carriers, clients receive objective guidance-not one-size-fits-all recommendations.
Rob is the long term care insurance specialist that advisors have recommended for the needs of their clients as well as their own, since 1995.
He is the author of two books on the subject of long term care insurance: Pills and Bills and The Truth About Long Term Care Insurance. He is an independent Agent representing all the leading Long Term Care Insurance Companies.
He is also a founding partner of the Florida Association Network and is an Approved Representative for the long term care insurance programs for many statewide associations.
Rob is committed to helping clients protect their independence, preserve their assets, and reduce the burden on loved ones – today and in the years ahead.
What We Do
Planning for long-term care is one of the most important—and most misunderstood—parts of retirement planning. Our mission is to make it clear, approachable, and personalized.
We specialize exclusively in long-term care insurance and long-term care planning. That focus allows us to stay current with today’s policies, evolving care costs, and the options available to protect your independence and financial security.
We believe good planning starts with education, not pressure. Our role is to help you understand your options, compare solutions, and choose a plan that fits your goals, health, and budget.
What Sets Us Apart
- Independent & Objective
We are not tied to one insurance company. This allows us to compare multiple highly rated carriers and recommend solutions based on what’s best for you. - Education First
Long-term care planning can feel overwhelming. We explain things in plain language so you can make informed decisions with confidence. - Personalized Planning
Every situation is different. We take the time to understand your priorities, family dynamics, and financial picture before making recommendations. - Ongoing Support
Our relationship doesn’t end when a policy is issued. We remain a resource for questions, reviews, and future planning needs.
Our Commitment
Our goal is simple:
To help you protect your independence, preserve your assets, and reduce the burden on the people you care about most.
Start the Conversation Today
A short, no-obligation conversation can help you understand your options and whether long-term care insurance makes sense for you.